Ms Jessica joined BNM in 1993 and has served in various capacities in the formulation of prudential and strategic policies for the banking and insurance sectors. She was involved in the preparation of the Financial Sector Masterplan and the formulation of financial sector liberalisation strategies as part of the WTO and Free Trade negotiations. She was also involved in the establishment of the deposit insurance system in Malaysia and formulation of human capital development strategies for the financial sector. Ms Jessica holds a Bachelor of Commerce Degree with a major in accounting and finance from the University of Melbourne, Australia. Prior to her appointment, Ms Jessica was the Director of Prudential Financial Policy Department. Ms Jessica is an advisor member of the Malaysian Accounting Standards Board and a member of the Governance and Compliance Subcommittee of the International Association of Insurance Supervisors.